Since the conversation in the new business thread was headed this way, I just went ahead and started a new thread. Who here carries liability insurance to cover you being on someone else's property? Does it cover damages to a horse if you mess up? What about a kid who gets hurt playing around your truck? I know we all try to safeguard against this sort of thing but in the sue happy world we live in it seems like a good idea to have insurance. After all, landscapers, plumbers, vets and just about every other professional who makes house calls advertises themselves as being licensed/bonded/insured
What would you guys recommend as a viable insurance company? Have anyone of you had an occasion to use it?
